Why You Need Residential Painting Contractor General Liability Insurance

As a residential painting contractor, you have a multitude of responsibilites. 

You are responsible for ensuring that whatever space you are hired to paint, is painted to the requirements and specifications of the client. 

You are also responsible for keeping the work area safe, protecting your client’s items, and cleaning up the work area when you are done.

Each one of those responsibilities serves two functions: giving you, and your team, the ability to complete a painting job, and keeping everyone and everything safe during that painting job. 

But, due to the complexities of painting, working with other painters, and managing a painting site, accidents do happen.

Sometimes, these accidents are small, such as a couch getting some red paint on it. Other times, these accidents are more severe, such as a wall being damaged, or a client slipping on a paint cloth and getting injured.

As a Residential Painting Contractor, you are on the hook for any damages that take place. 

If your client wants to sue you and your business, they can. Considering the circumstances, it’s very likely that your client would win such a case.

Fortunately, there is a solution to this potential problem. That solution is Residential Painting Contractor General Liability Insurance.

What Is Residential Painting Contractor General Liability Insurance?

As a Residential Painting Contractor, you are on the hook for any claims that your clients make against you. 

If your client sues you for damaging a wall or a piece of furniture, then it is your responsibility to pay for legal representation, to pay any damages that come from the claim, and to pay a settlement.

None of those things are cheap, and they can easily put a significant dent into your business. 

Moving forward with your business, during a period of financial difficulty, is never easy.

Fortunately, there is a much safer – and much cheaper – way of doing things.

Residential Painting Contractor General Liability Insurance is a form of insurance that is made for Residential Painting Contractors. 

Most Residential Painting Contractors swear by it, and that’s because it’s the best form of protection that you have, against lawsuits and claims that are made against you.

So, if something does happen, such as damage to a client’s property, then it doesn’t need to be a lawsuit. Instead, it can be dealt with easily and effortlessly. This ensures that you can continue to run your business, and that there are no problems or difficulties you must deal with.

What Does Residential Painting Contractor General Liability Insurance Protect Against?

Residential Painting Contractor General Liability Insurance protects against claims made for property damage and bodily injury.

Let’s say that you are painting in a living room, and paint falls onto a couch that is owned by your client.

Rather than needing to pay for a replacement, Residential Painting Contractor General Liability Insurance covers the money needed for that replacement.

Your client doesn’t need to file a claim or sue your business. Just talk to your insurance provider, and they’ll take care of the damages.

Let’s say, as another example, your client trips over a ladder you’ve been using, and breaks their leg. Once again, Residential Painting Contractor General Liability Insurance covers this. Just talk to your insurance provider, and they’ll take care of the situation.

Even if a lawsuit does take place, as a result of property damage or bodily insurance, you won’t have to dip into your savings to cover the costs.

Rather, your Residential Painting Contractor General Liability Insurance provider will cover those costs, as well.

No matter the specifics of the situation, if your client requires damages as a result of either bodily injury or property damage, then Residential Painting Contractor General Liability insurance has got you covered.

Conclusion

For a Residential Painting Contractor, Residential Painting Contractor General Liability Insurance is one of the best investments you can make.

You can, with the right insurance package, protect your business from lawsuits and claims, while also being able to properly deal with any problems that arise.

For ease, security, and the peace of mind that follows, every Residential Painting Contractor should have Residential Painting Contractor General Liability Insurance.